FAQ's
HOME BUYING
Do I need perfect credit to buy a home?
The answer to this question is NO. The first thing that we suggest you do is schedule an appointment with one of our dedicated team specialists to go over your credit situation. A lot of times your credit may not be as bad as you think. We also have a network of credit repair specialists who can get you on a plan to rebuilding your credit. Although you don't need perfect credit to buy a home, you have more options available to you & you get better rates when you have a favorable credit history.
Where do you sell homes?
We currently sell homes in the Baltimore, MD area, Washington, DC area, York & Harrisburg, PA.
How much money do I need to put down?
There are several factors that play into amount needed for down payment. Obviously credit worthiness, employment stability, price & location of the home all play a major role. There are several programs available, some requiring zero to very little down payments. Contact one of our specialists to review your situation & to get a program tailored for your specific needs.
HOME SELLERS
What fees do you charge?
There are no fees associated with our services. We are the true Buyers, you pay us no commissions or any other fees.
What if my home needs a lot of repairs or just plain outdated?
No problem. We buy houses of any & all conditions. When we come to look at your property, we are offering to buy it in it's "as-is" condition. You don't need to make any repairs or upgrades.
How do you determine what you will pay for a house?
Every situation is unique & different. Some factors that we consider are the condition of the property, how much work will be needed in the renovations, the location & current market conditions. Our goal is to create a win/win scenario where all parties walk away happy.
INVESTORS
Do I need a lot of money & good credit to invest in real estate?
No, you do not. There are several creative ways to make money in real estate that don't require a lot of cash or good credit. However, to become truly successful, in time it would make sense to get your credit it order. You just have more options available when your credit & finances are in tact. Don't believe those late night infomercial "Guru's" who tell you that you don't need credit or money to become wealthy in real estate. Trust me, if that were true, they would be doing it instead of trying to sell you a program for $399 then have you keep coming back to up-sell you to buy additional programs.
If these deals are so good, why do you pass them on to other investors instead of keeping them for yourself?
We hear this one a lot. Here’s how we do it... We come across deals practically everyday. We know that it is virtually impossible for us to buy every deal that comes into our office. Some are great deals but just may not fit what we are looking for. Instead of just letting these deals walk away, we negotiate the best price that we can then pass the deal on to one of our many investor members. Are we making money off of these deals? Of course we are. We are not Robin Hood, we don't take from the rich & give to the poor. But what we are making is nominal compared to the equity position that our investor has from purchasing a property at a fraction of it's fair market value. Again, we strive on creating win/win situations. All it takes is a little common sense to know a good deal when one comes your way. The numbers don't lie.
Can you help me secure financing for these deals?
Yes, we can. We have exclusive relationships with several Private Investors & Hard Money Lenders who are ready to lend in most of the areas that we invest. We've built solid relationships with these lenders & they know how to analyze a deal & get it funded quickly. Contact one of our specialists to get information on securing financing for your next deal.
